Terms and Conditions

Welcome to LoanCalculatorBD.com. These Terms and Conditions govern your use of our website and services. By accessing and using LoanCalculatorBD.com, you agree to comply with these terms, as well as our Privacy Policy. If you do not agree with any of these terms, please refrain from using our website.

LoanCalculatorBD.com provides online financial calculators and related tools to help individuals in Bangladesh make informed decisions about their financial situations. These calculators include, but are not limited to, loan EMI calculators, income tax calculators, salary tax calculators, and other tools for personal and business financial planning.

1. Acceptance of Terms

By accessing or using LoanCalculatorBD.com (the “Website”), you agree to be bound by these Terms and Conditions and any additional terms and conditions that may apply to specific sections of the Website. If you disagree with any part of these terms, you must not use the Website.

2. Use of Our Website

LoanCalculatorBD.com provides tools and calculators for informational purposes only. While we make every effort to ensure the accuracy of the financial calculators, the results provided by the calculators are not guaranteed to be completely accurate or applicable to all situations. The information provided by the calculators should be used for guidance and reference only.

You agree to use the Website and its tools only for lawful purposes and in a way that does not infringe on the rights of others or interfere with the operation of the Website. You will not use the Website to:

  • Engage in any unlawful activity.
  • Post, upload, or distribute any content that is harmful, abusive, or violates the rights of others.
  • Attempt to gain unauthorized access to any part of the Website or associated systems.

3. Account Registration and Security

Some sections of the Website may require you to create an account or provide personal information to use certain tools. If you choose to create an account or submit personal information, you agree to provide accurate and complete details. You are responsible for maintaining the confidentiality of your account information, including your username and password, and for all activities that occur under your account.

You agree to immediately notify us of any unauthorized access or use of your account or any other breach of security.

4. Financial Calculators and Tools

The calculators available on LoanCalculatorBD.com are designed to provide you with approximate financial estimates based on the data you provide. While we strive to offer accurate results, LoanCalculatorBD.com does not guarantee that the calculations are 100% accurate and free from errors.

  • Loan EMI Calculators: Our EMI calculators provide estimates of monthly loan repayments based on inputs like loan amount, interest rate, and loan tenure. These calculations are for informational purposes only and may not reflect the actual terms of any loan product.
  • Tax Calculators: The income tax and salary tax calculators are based on current tax laws and regulations in Bangladesh, but these laws may change over time. We recommend consulting a tax professional for detailed advice.

By using our calculators, you acknowledge that the results are estimates and should not be relied upon as the sole basis for making any financial decisions.

5. Limitation of Liability

LoanCalculatorBD.com makes no warranties, express or implied, regarding the accuracy, reliability, or completeness of the tools, calculators, or content available on the Website. We are not responsible for any financial decisions you make based on the results provided by our calculators.

In no event shall LoanCalculatorBD.com, its affiliates, or its team be liable for any direct, indirect, incidental, special, or consequential damages arising from:

  • The use or inability to use the Website.
  • Errors or inaccuracies in the financial calculations or data provided.
  • Any financial loss incurred from using our tools.

You acknowledge that you use our website and calculators at your own risk and discretion.

6. Privacy and Data Collection

Your use of the Website is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information. By using the Website, you consent to the collection and use of your personal data as outlined in the Privacy Policy.

We take your privacy seriously and employ security measures to protect your information. However, you are responsible for ensuring that any data you submit to the Website is accurate and up-to-date.

7. Third-Party Links

The Website may contain links to third-party websites, services, or advertisements. These links are provided solely for your convenience. LoanCalculatorBD.com does not control, endorse, or take responsibility for the content or practices of third-party websites. You acknowledge that by clicking on these links, you are leaving our Website, and any interactions you have with these third-party services are governed by their own terms and conditions and privacy policies.

8. Modifications to the Website and Terms

LoanCalculatorBD.com reserves the right to update, modify, or remove any part of the Website at its discretion, without notice. We also reserve the right to modify these Terms and Conditions at any time. Any changes will be posted on this page with the updated “Last Updated” date. By continuing to use the Website after any modifications, you agree to the revised Terms and Conditions.

9. Termination of Access

LoanCalculatorBD.com reserves the right to suspend or terminate your access to the Website at its discretion, without notice, for any reason, including, but not limited to, violation of these Terms and Conditions or misuse of the services provided on the Website.

10. Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws of Bangladesh. Any disputes arising from or in connection with these Terms will be subject to the exclusive jurisdiction of the courts located in Bangladesh.

11. Contact Us

If you have any questions about these Terms and Conditions or any other aspect of LoanCalculatorBD.com, please contact us through our Contact Us page.

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