Free Loan Calculator for Bangladesh: Plan Your EMI in Seconds
Easily calculate loan EMIs for personal, home, car, or business loans in Bangladesh. Get accurate results with just a few clicks — no signup required.
Loan Calculator
Calculate your loan’s EMI for Bangladesh.
Your Loan Summary
Monthly EMI
৳ 0
Total Interest Payable
৳ 0
Processing Fee
৳ 0
Total Payment (Principal + Interest + Fee)
৳ 0
Amortization Schedule
| Month | Principal | Interest | Remaining Balance |
|---|
Loan Calculators
Why Thousands of Users Trust LoanCalculatorBD
Plan your loan repayments with confidence — accurate, free, and tailored for Bangladesh.
- ✅ 100% Free & Easy to Use – No hidden costs, no signup required.
- ✅ Accurate EMI Calculations – Updated with the latest loan formulas and interest trends in Bangladesh.
- ✅ Covers All Loan Types – Personal, home, car, education, and business loans in one place.
- ✅ Mobile & Desktop Friendly – Calculate on the go, anytime, anywhere.
- ✅ Bilingual Support (English & বাংলা) – Localized for better user experience.
- ✅ Regularly Updated – We keep the calculators and guides current so you always get reliable numbers.
“Trusted by over 10,000+ users across Bangladesh to plan smarter loans.”
Loan Calculator in Bangladesh – Calculate Your EMI and Total Repayment Instantly
A Loan Calculator is a useful tool that allows users to calculate their monthly EMI, total interest, and total repayment for any loan type—be it personal loans, home loans, or car loans in Bangladesh. It helps individuals and businesses better manage their finances by providing an accurate breakdown of what they will owe monthly and over the entire loan period.
How to Use the Loan Calculator in Bangladesh?
Using the Loan Calculator is simple and quick. Follow these steps:
- Enter Loan Amount (BDT):
Input the total loan amount you wish to borrow (e.g., 1000000 BDT). - Set Annual Interest Rate:
Provide the annual interest rate offered by your bank (e.g., 12.5%). - Select Loan Term (Years or Months):
Choose how long you plan to repay the loan. You can select the loan tenure in years (e.g., 5 years) or loan tenure in months (e.g., 60 months). - Click ‘Calculate Loan’:
Press the Calculate Loan button to instantly get your EMI, total interest paid, and total amount paid.
Loan Summary – Instant Results
Once you input your details and click “Calculate,” the Loan Calculator will provide you with:
- Monthly Payment: The exact amount you need to pay every month.
- Total Interest Paid: The total interest you’ll pay throughout the loan period.
- Total Amount Paid: The sum of the principal loan amount and interest paid over the loan tenure.
Loan Summary Example
For example, if you input the following:
- Loan Amount: BDT 1,000,000
- Interest Rate: 12.5%
- Loan Term: 5 years (60 months)
The calculator will show something like:
- Monthly Payment: BDT 10.25
- Total Interest Paid: BDT 38.04
- Total Amount Paid: BDT 492.04
Amortization Schedule – Detailed Breakdown
The Amortization Schedule provides a monthly breakdown of your payments, including how much goes toward the principal and how much goes toward the interest.
- The schedule starts with your first payment and continues through to the last, showing:
- Payment Amount: The total amount to be paid each month.
- Principal: The portion of the payment that goes toward the principal loan amount.
- Interest: The portion of the payment that covers the loan’s interest charges.
- Remaining Balance: The remaining balance after each payment.
Example for the first few months of the loan:
| Month | Payment | Principal | Interest | Remaining Balance |
|---|---|---|---|---|
| 1 | BDT 10.25 | BDT 8.74 | BDT 1.51 | BDT 445.26 |
| 2 | BDT 10.25 | BDT 8.77 | BDT 1.48 | BDT 436.50 |
| 3 | BDT 10.25 | BDT 8.80 | BDT 1.45 | BDT 427.70 |
Download Your Results
Once you’ve used the Loan Calculator, you can take further action:
- Copy Results: Easily copy your loan summary and save it for future reference.
- Download as PDF: Download your results as a PDF to keep a formal record of your loan details and repayment schedule.
- Download CSV: Export your Amortization Schedule as a CSV file for use in other applications or to share with financial advisors.
Benefits of Using the Loan Calculator in Bangladesh
- Transparency: The Loan Calculator ensures transparency in calculating your monthly payments and interest, helping you understand the full cost of borrowing.
- Time-Saving: With instant results, you save time and avoid manual calculations.
- Budget Planning: By knowing your exact monthly payment, you can plan your budget and avoid surprises when the loan is due.
- Free and Easy to Use: The Loan Calculator is available for free, with no sign-up or hidden fees, making it accessible for everyone.
Frequently Asked Questions (FAQ)
1. How accurate is the Loan Calculator?
The Loan Calculator provides an accurate estimate based on the information you input. However, actual loan terms may vary based on the lender’s policies and your credit profile.
2. Can I use this calculator for home and car loans?
Yes, the Loan Calculator works for various types of loans in Bangladesh, including home loans, car loans, and personal loans. You simply need to adjust the loan details in the tool.
3. Can I export the results?
Yes, after calculating your loan details, you can either copy the results, download them as a PDF, or download the full amortization schedule as a CSV file.
4. Are there any charges to use the Loan Calculator?
No, the Loan Calculator is completely free to use. There are no hidden charges or sign-up requirements.
