Agrani Bank Loan Calculator

Planning to apply for a loan with Agrani Bank PLC? Whether you are looking for a Personal Loan, Home Loan (Agrani Abas), or financing for your business, knowing your monthly repayment commitment is the first step.

This Agrani Bank EMI Calculator helps you estimate your monthly installment (EMI) instantly. Simply enter your loan amount, the interest rate (currently approx. 13.40% for personal/home loans), and the repayment tenure to see your financial breakdown in Bangladeshi Taka (BDT).

Loan Details

Min: 10,000 BDT
Personal/Home Loans: ~13.40% | SME: ~14.40%
Personal: Max 5 yrs | Housing: Max 12-20 yrs

Repayment Summary

Monthly EMI Payment
৳ 0
Total Interest Payable
৳ 0
Total Payment (Principal + Interest)
৳ 0

Disclaimer: This calculator is for estimation purposes only. Actual interest rates and loan approvals are subject to Agrani Bank PLC’s policies, your credit rating, and documentation. Please visit your nearest Agrani Bank branch for a final quotation.

Agrani Bank Loan Calculator (EMI & Interest Calculation in Bangladesh)

Planning to take a loan from Agrani Bank PLC requires a clear understanding of your monthly EMI, total interest, and overall repayment obligation. Whether you are applying for a personal loan, home loan (Agrani Abash), or SME financing, knowing the numbers in advance helps you avoid financial stress and make informed decisions.

The Agrani Bank Loan Calculator above is designed for Bangladesh borrowers to instantly estimate EMI, total interest payable, and total repayment amount in BDT. By entering the loan amount, applicable interest rate, and loan tenure, you can quickly understand how much you need to pay each month and how interest impacts the total cost of borrowing.

This tool is especially useful for comparing Agrani Bank loan options with other banks before submitting your application.

How the Agrani Bank EMI Calculator Works

The calculator uses the standard EMI (Equated Monthly Installment) formula, which is widely used by banks in Bangladesh. It considers three inputs:

  • Loan Amount (BDT): The principal you plan to borrow (minimum ৳10,000)
  • Interest Rate (%): Annual rate set by Agrani Bank
    • Personal / Home Loans: ~13.40%
    • SME Loans: ~14.40%
  • Loan Period (Years):
    • Personal Loan: Up to 5 years
    • Home Loan: Typically 12–20 years

Based on these values, the calculator instantly shows:

  • Monthly EMI
  • Total Interest Payable
  • Total Payment (Principal + Interest)

Step-by-Step: How to Use the Calculator

  1. Enter your loan amount in BDT (e.g., 500000)
  2. Input the interest rate applicable to your loan type
  3. Select the loan period in years
  4. Click Calculate EMI
  5. Review your repayment summary on the right panel

You can adjust values multiple times to see how interest rate or tenure changes affect your EMI.

Example EMI Calculation (Agrani Bank)

Let’s assume:

  • Loan Amount: ৳500,000
  • Interest Rate: 13.40% annually
  • Loan Tenure: 5 years

Estimated result:

  • Monthly EMI: ~৳11,400
  • Total Interest Payable: ~৳184,000
  • Total Payment: ~৳684,000

This example clearly shows how interest significantly increases the total repayment amount over time.

Why EMI Calculation Is Important Before Applying

Using an EMI calculator before applying for a bank loan helps you:

  • Avoid borrowing beyond your repayment capacity
  • Compare Agrani Bank loans with other banks
  • Choose the right tenure to balance EMI and interest
  • Plan monthly expenses confidently

If your EMI feels high, you can either reduce the loan amount or increase the tenure to make repayments manageable.

Compare with Other Loan Calculators in Bangladesh

To make a smarter decision, you may want to compare Agrani Bank loans with other banks and tools:

These internal tools help you compare interest rates, EMIs, and repayment costs across banks in Bangladesh.

Important Notes & Disclaimer

  • Interest rates may vary based on loan type, customer profile, and bank policy
  • Calculator results are estimates, not final loan offers
  • Final EMI and approval depend on Agrani Bank’s official terms and credit assessment

Always confirm updated rates directly with the bank before applying.

Frequently Asked Questions (FAQ)

1. What is the current interest rate for Agrani Bank loans?

Agrani Bank personal and home loan interest rates are approximately 13.40%, while SME loans are around 14.40%. Rates may vary based on policy updates.

2. What is the maximum loan tenure for Agrani Bank?

Personal loans usually allow a maximum tenure of 5 years, while home loans may extend up to 20 years.

3. Is this Agrani Bank EMI calculator accurate?

The calculator uses the standard EMI formula used by banks, so results are reliable estimates. Final figures depend on bank approval.

4. Can I use this calculator for SME loans?

Yes. You can calculate SME loan EMIs by entering the applicable SME interest rate and tenure.

5. Does Agrani Bank charge processing fees?

Agrani Bank may apply processing fees and other charges, which are not included in EMI calculations.

6. Can EMI change after loan approval?

Yes. EMI may change if interest rates are revised or if loan terms are restructured by the bank.

7. Should I compare Agrani Bank with other banks before applying?

Absolutely. Comparing EMIs and interest costs using multiple bank calculators helps you choose the most cost-effective loan option.

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